Don't get caught short on payroll, supplier payments or freight ever again.
RailPay gives you one clear answer every week:
You're covered — or you have a cash gap coming.
No payment. No commitment. Just let us know you're interested — we'll reach out personally.
You will be short $23,400 on August 12.
Your supplier payment and freight invoice hit before your largest customer payment arrives.
- Supplier balance: $48,000 due August 12
- Freight + duties: $11,200 due August 9
- Customer invoice: due August 15 per invoice terms
Reach out early
Contact customer now — before August 9 — to prompt payment ahead of schedule.
Renegotiate vendor terms
Ask supplier for 10–14 extra days. Most agree if you ask before the due date.
Offer early payment discount
Offer customer a small discount to pay before August 9 and close the gap.
You're in good shape.
No cash gaps detected in the next 90 days. Your lowest projected balance stays above your safe floor.
Revenue is not the issue. Timing is.
Importers, exporters, wholesalers, and distributors often pay suppliers, freight, duties, payroll, and inventory costs before customer cash arrives. One late payment can turn a profitable month into a cash crunch.
Bank Balance Lies.
$80,000 in the bank means nothing if $95,000 leaves before receivables arrive.
Customers Pay Late.
Net 60 does not matter if that buyer always pays net 74. RailPay tracks actual behavior.
You're Guessing Weekly.
RailPay gives you the verdict every Monday: safe, watch, or action required.
Here's Exactly What You Get with RailPay.
Are You Safe?
Every Monday you get one clear answer. You're safe — or there is a cash problem coming. No reviewing spreadsheets. No calculating timelines. No uncertainty.
Where Is Your Cash Problem And Why?
Not a vague warning. A precise alert: you will be short $23,400 on August 12 because your freight, supplier payments, and payroll obligations land before your buyer pays. Specific enough to act on — 30+ days before it hits.
How Do You Fix It?
Reach out to Customer X on Invoice #4821. Renegotiate Supplier B on Invoice #2047. Or offer an early-payment discount to close the gap before August 12.
Built for physical-goods B2B operators.
If your business depends on supplier payments, inventory cycles, freight timing, and customer receivables, RailPay is built for you.
- Up to $20M revenue
- Multiple suppliers and customers
- Net 30, Net 60, or Net 90 terms
- Thin margins and recurring payables
- Import, export, wholesale, or distribution
Get in before we launch.
We're pre-launching RailPay with a small group of importers, exporters, wholesalers, and distributors. Founding member pricing is limited to the first 100 signups. Drop your email now to hold your spot — no payment until we launch.
Founding member price when we launch. No payment required today — just tell us you're interested and we'll reach out personally.
Let RailPay Run The Numbers While You Run Your Business.
Drop your email. No payment, no commitment. We'll reach out personally and show you exactly what we're building.